Friday, May 25, 2007

To Move or not to Move

It sucks to not have money..
Especially when you don't have help with living expenses or a partner or spouse. At least they help decide what to do by putting thier two cents in.

It seems my daughter doesn't not give a damn if we have a house, she just want to be able to be a normal teenager, and not be poor all the time. The drama class next year gets to go to Scotland - she wants to go really bad, but it costs at least $1,200.00 - a real bargain..there is No possible way I could even give the kid $20.00, let alone $1200.... AND I'M SICK OF IT.

My adjustable rate mortgage goes up to $615.00 per month next month, and I am getting virtually no assistance from the predatory loan department at the Fair Housing Bureau, after an entire year stringing me along - I learn that I cannot afford to keep my house so there goes my help!
Because they told me to give them my house payment to hold in escrow, then AFTER MY PAYMENT WAS ALREADY PAST THE DUE DATE, they call me to tell me, Oh sorry, we can't hold your money - you CAN afford your home - we can only hold it if you CAN'T!!
THANKS A LOT!!
NOW MY CREDIT IS F*&$KED worse than it already was!!

So, let's see what is available in the way of apartment rentals....IF I can get approved for one that is! Well let's see...this one sounds affordable: 2 BRM apt. Springfield Schools, 1st floor, a/c, laundry. $450mo.+$99 dep. No lease. 419-841-5755

BUT WHAT ABOUT SUNSHINE, M&M AND PUMPKIN!? We'd have to at the very least, give up the cats! They would get euthanized I know it! They are too old to be adopted. They are such good cats. Especially Sunshine. She would never make it out in the wild. I'd have to kill my cats. GOD, NO. I don't think I can give up my baby Pumpkin. It would break my heart. Is the $615. 00 per month here in this house that I can't afford to keep after my daughter turns it, worth keeping for my pets? I can't tell ya. All I know is that my daughter is more important. But my sanity is important too. When she and I arent't getting along, I have my other "babies' who I love, and love me. Maybe I can find a house to rent that will allow me to keep my pets...OH YEAH, I KNOW I'd have to pay 100.00 a month extra to keep them. So I'd add on 100.00 more to the rent cost...

Here's another one that sounds good: STUDIO, 1 & 2 brms, 2707 Pickle, heat incl., appl., laundry, pool. $399, $460, $575+dep. 419-698-3994 That sounds like it's out in Oregon. Nice area, sort of, probably Picadilly. NOISY - DRUGS - punks...too far to the bus line. Ok. That's out. have to stick with Toledo... LGE 2 brm apt, patio, CA, 1st floor, appl., intercom entry doors, low deposit, $475 + util. 419-698-3171...I'm going to call and see if they accept pets.. BRB.... Oregon Arms - Starr Ave - 960 sq feet - nice -1st week June - 460 mo. - behind bakery - no patio 50 10 mo. cats if declawed - small dogs under 12 lbs ok 250.00 deposit -10 extra pr month ... OH WELL THAT LEAVES BOTH CATS OUT _ NEITHER ARE DECLAWED. too cruel. Pumpkin would bark her fool head off and get us kicked out.

Just an example...this is going to be tough. OH GREAT so I call one in a NICE area like OREGON and my daughter bitches - "I DON"T WANNA MOVE FURTHER OUT!! That's too far!!" Anywhere else is going to be expensive...What she wants is Point Place bc that's where her friends live. Well it's not up to her.

I'm stopping.
Now I'm pissed.
PLUS I'd have to not pay the house payment for 2 months to save up enough for a deposit and a moving truck and moving expenses.
CRAP.
Good luck to any of you out there going through what I am.
I sure could use some advice!
I need someone to TELL ME WHAT TO DO!!
Pray for me please.
TTR xoxo

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